What are the cut-off times for ACH, wire transfers, and check mailing?

What are the cut-off times for ACH, wire transfers, and check mailing?

Check Mailing

First Class USPS            -  11:50 AM CST
Next Day Fedex            -   3PM CST

ACH

ACH Prefunding  - 7:00 PM PST
Same Day ACH    - 12:00 PM PST 

Wire

U.S. Dollar Wire via Transact Gateway     - 2:30 PM PST
Same-Day Federal Tax Wire payment instructions must be initiated by 1:30 PM PST.
The Internal Revenue Service (IRS) has a 2:00 PM PST deadline for receiving tax Wire payments

**The information may be subject to change. Please get in touch with our customer support team for the most accurate and up-to-date details.



    • Related Articles

    • ACH vs Wire Transfer

      An ACH transfer sends funds from one bank to another using the Automated Clearing House network. A request has to be made from the payor's bank account to process an ACH transfer. Then, the payor's bank will send the funds through the Automated ...

    • What are the fees for ACH, wire transfers, and real-time payments?

      ACH payments: 1% of the transaction amount, with a maximum fee of $5. Wire transfers: A flat fee of $10 per transaction. Real-time payments: A maximum fee of $30 per transaction.

    • Get Started with ACH

    • What is Online Check Writer?

      Online Check Writer is a cloud-based software solution that enables seamless transactions for individuals, businesses, non-profits, and other organizations. It integrates with renowned accounting software platforms like Sage, Xero, QuickBooks, Zoho, ...

    • How to create a blank check as single or bulk?

      Step 1: Login to Online Check Writer and select Home. Step 2: From the payment module, select Bank Account as 'Pay From' and Check from 'Pay As.' Step 3: Click on the Blank Check tab at the bottom, which takes you to the pop-up window. Step 4: Select ...