What are the cut-off times for ACH, wire transfers, and check mailing?

What are the cut-off times for ACH, wire transfers, and check mailing?

Check Mailing

First Class USPS            -  11:50 AM CST
Next Day Fedex            -   3PM CST

ACH
ACH payments (Origination Files Submission) via SVB Online Banking or SVB Transact Gateway - 7:00 PM PST
ACH Prefunding  - 7:00 PM PST
Same Day ACH    - 12:00 PM PST 

Wire
U.S. Dollar Wire via SVB Online banking - 3:00 PM PST
U.S. Dollar Wire via Transact Gateway     - 2:30 PM PST
Same-Day Federal Tax Wire payment instructions must be initiated by 1:30 PM PST.
The Internal Revenue Service (IRS) has a 2:00 PM PST deadline for receiving tax Wire payments

**The information may be subject to change. Please get in touch with our customer support team for the most accurate and up-to-date details.



    • Related Articles

    • ACH vs Wire Transfer

      An ACH transfer sends funds from one bank to another using the Automated Clearing House network. A request has to be made from the payor's bank account to process an ACH transfer. Then, the payor's bank will send the funds through the Automated ...

    • Get Started with ACH

    • What is Online Check Writer?

      Online Check Writer is a cloud-based software solution that enables seamless transactions for individuals, businesses, non-profits, and other organizations. It integrates with renowned accounting software platforms like Sage, Xero, QuickBooks, Zoho, ...

    • How to create a blank check as single or bulk?

      Step 1: Login to Online Check Writer and select Home. Step 2: From the payment module, select Bank Account as 'Pay From' and Check from 'Pay As.' Step 3: Click on the Blank Check tab at the bottom, which takes you to the pop-up window. Step 4: Select ...

    • What are the charges for Online Check Writer?

      Choose the Best Plan for your Business We care about your convenience in using the application. Find the plan that works best for your business. You can update the plan anytime. Pay as You Go $0 No Minimum Spend Initial Recharge $30 Business $49.99 ...