Do I need special printer and printer toner?(Check 21 )
No, today, many US banks use Optical Check Readers (OCR) to scan the checks printed on blank stock paper with regular office/home laser printers. After the Check 21 Law (The Check Clearing Act for the 21st Century), Checks are allowed to be replaced by images (Substitute Checks) for faster processing through images. Creating a digital check image can fast-track processing using the “Check 21” system already in use by most banks. Most banks today have updated scanning technology and do not require the MICR after Check 21 Act. It is clear from this that under the Check 21 Act, you can print your checks using a regular printer without needing a special printer or printer toner.