What is the credit card processing fee?

What is the credit card processing fee?

When you pay a vendor, landlord, or payee with a credit card on Online Check Writer, a card processing fee applies to the payment. This page explains what the fee is and how to work out the amount before you pay.

The card processing fee

Card processing fee

2.9%

of the payment amount

Formula: Card processing fee = payment amount × 2.9%

Examples

Payment amount Card processing fee (2.9%)
$100 $2.90
$1,000 $29.00
$5,000 $145.00
$25,000 $725.00

Worked example: You pay a $1,000 invoice with your credit card. The card processing fee is $1,000 × 2.9% = $29.00.

Common questions

Is the fee charged on every card payment?

Yes. The fee applies to each payment you make with a credit card. If you make two card payments, each one has its own card processing fee.

Does a larger payment cost more?

Yes. The fee is a percentage, so it grows with the payment amount.

Are there other fees?

The delivery method you choose for your payment, such as ACH or wire transfer, has its own fee. You can see every fee on the Online Check Writer pricing page.

Pay with your card on Online Check Writer

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Fees are shown in US dollars and may change. If you have a question about a charge on your account, contact the Online Check Writer support team.