When you pay your team with a credit card on Online Check Writer, you pay two fees: a card processing fee, and a fee for the way the money is sent. The sending fee depends on the payment option you choose.
Quick answer: The card processing fee for payroll is 2.9%. If you send by ACH, the ACH fee applies. If you send by wire, the wire fee applies.
Card processing fee for payroll
2.9%
of the payroll amount
Example: You pay $5,000 in payroll with your credit card. The card processing fee is $5,000 × 2.9% = $145.00.
This fee is added on top of the card processing fee. It depends on the payment option you pick.
| Payment option | Fee |
|---|---|
| Card processing fee | 2.9% of the payroll amount |
| ACH | 0.05% of the payment amount (maximum $10.00, minimum $0.50) |
| Same Day ACH | 0.2% of the payment amount (maximum $12.00) |
| Wire transfer | $10.00 |
Example with ACH: You send a $5,000 payroll payment by ACH. The ACH fee is $5,000 × 0.05% = $2.50. Add the $145.00 card processing fee, and the total fees are $147.50.
Do I pay the card fee on every payroll run?
Yes. The fee applies to each payroll payment you make with a credit card.
Where can I see all current fees?
Visit the Online Check Writer pricing page.
Already have an account? Log in to run your payroll. New to Online Check Writer? Create an account to get started.
Fees are shown in US dollars and may change. If you have a question about a charge on your account, contact the Online Check Writer support team.